Updated: Mar 22
Studies show that more than half of Australians fear they will outlast their retirement savings.
A key challenge is that during retirement, Australians are no longer receiving a regular wage, and outside of the pension, we often need to rely on the performance of our retirement nest egg (the wealth we have created) to fund our lives.
In a low interest rate world, the options for an investment product to provide reasonable income above say 4%, with relative safety of your capital becomes more limited. The returns of both term deposits and annuities tend to suffer as interest rates decline.
While equities can provide attractive income and capital growth potential when interest rates are low, there is a higher risk of capital loss in the short term.
What if an equity fund can target an attractive income with a focus on preserving capital when markets are volatile?
Copia’s flagship equity income offering seeks to deliver exactly that, and is designed to meet retirees' needs for income with less volatility than the sharemarket.
Copia's Retirement Income Providers