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Why choose a managed fund?

Managed funds are an easy, low-cost way to access a broad and diverse portfolio of investments. 

When you purchase units in a managed fund, you pool your money with other people to invest in assets like shares, bonds or property. Managed funds are run by professional investment managers who make strategic decisions to maximise returns for their investors.


By pooling your money, you gain access to a larger, more diverse range of investments than if you were investing alone. 


And because a professional manager looks after the fund, you won’t need to make day-to-day decisions about your investments. The fund manager specialises in specific markets or asset types and is always looking for new ways to invest money to achieve the fund’s objectives. 

Benefits of a managed fund

Affordable investment options

You’ll have access to a range of diverse investment options managed by specialists in their respective fields. By pooling your money with other investors, you’ll gain access to a more diverse range of assets.

Professional management at a low cost

Because your money is combined with many other investors, the costs of managing the assets are shared as well. This means lower costs and more of your money staying invested in the fund. 

Flexible options based on your needs

Unlike superannuation, investments in managed funds aren’t locked away until you reach retirement age or meet another condition of release. Making a change to your investments or selling your holding is a straightforward process.

Diverse options across different funds

Managed funds offer investors different types of investments, including: 


Equity funds


Invest in the shares of large-cap, small-cap and/or mid-cap companies. The fund’s strategy may focus on a particular region, investment style or company size. 


Fixed-income funds


Generate income from bonds and other fixed interest securities. In general, these tend to be less risky than equity investments and typically provide a better rate of return than a traditional savings account. 


Index funds


Invested in a way that reflect market indexes like the S&P/ASX200 or the S&P 500. These strategies have lower fees because they require less management. 


Balanced funds


Invest in a mix of asset classes including shares, bonds and alternative assets. Because you aren’t putting all your eggs in one basket, balanced funds cushion against volatility in a single sector.


Specialty funds


Concentrate on either a specific industry or geographical location. This could be tech companies or a particular area of the world like China or Africa.


Socially responsible funds


Invest in companies with strong environmental, social and responsible governance (ESG) credentials. Some focus on green technology companies while others avoid negatives like tobacco or fossil fuels.  
 

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What should I consider when choosing a managed fund?

  • How long you plan to invest for

  • How much risk you’re willing to accept

  • The level of return you need in order to achieve your goals

  • The costs and tax implications

  • Your investing style and interests. 

Before you invest in a Copia fund you must read the relevant Product Disclosure Statement. It is important that if you are considering investing in any financial products and services referred to on this website, you determine whether the relevant investment is suitable for your needs, objectives and financial circumstances. We strongly recommend that you seek independent financial advice before making an investment decision.